Visa and MasterCards (no issue region restrictions) are supported at the meanwhile. Bank of China credit cards are only limited to those issued in Hong Kong region. Supplementary cards or prepaids card are not supported.
There are two methods:
1. Tap the menu button at the top left corner on the mainpage, then tap "Credit Card", and select "Add" at the top right corner and follow instructions as prompted;
2. Choose to keep card record for future usage after paying with a card in the app
1. No charge for consumption payment or bill payment.
2. Transfers and lucky money are subject to the verification level: monthly free limit for unverified accounts is HKD 500; intermediate verified account is HKD 1,000; advanced verified account is HKD 2,000. When the free limit is exceeded, the BOC credit card transaction fee will be 1.5% and other credit cards will be 3%.
3. Taobao shopping: BOC credit card handling fee is 1.5%; other credit cards are 2.5%; the balance payment is free of charge.