Go Beyond Borders with AlipayHK: Pay Across Multiple Destinations with One App
AlipayHK now works in top travel destinations for Hong Kong users, including the Chinese mainland, Macao, Japan, South Korea, and Singapore. Simply link a Hong Kong credit card or bank account, or use the account balance after completing identity verification, to make cashless payments in HKD at local merchants with ease. Cross-border spending is just as simple. The mobile app also integrates travel-exclusive deals, so you can enjoy seamless payments and rewards from trip planning to your journey home!
Cross-Border Payments: Pay in HKD Overseas with No Transaction Fees
No need to carry wads of cash or hunt for the best exchange rates. Link a Hong Kong credit card or bank account to AlipayHK, or complete identity verification to use your account balance. Users can pay in HKD at merchants in various cities across China, nearly 90% of Macao merchants, over one million outlets in Japan, more than 120,000 merchants in South Korea, and selected merchants in Singapore. This cashless payment method is as easy as paying in Hong Kong, and some cross-border payment channels even charge no transaction fees, helping you save on costs.
Northbound Spending: Food, Housing, and Transport All in One App
Payment
Pay just like you do in Hong Kong. After a one-time identity verification, you can pay directly with your balance—simple and seamless. Users can also link a Hong Kong bank account or credit card to settle in HKD. By opening an Ant Bank account or linking designated credit cards, travelers can choose instalment options, making cross-border spending more flexible and tailored to your needs.
Shopping
The AlipayHK App integrates deals from popular malls and merchants. Platforms familiar to Hong Kong users, such as Sam’s Club, Hema Supermarket (Freshippo), and Pinduoduo, fully support AlipayHK. Whether you’re shopping or using lifestyle services like Meituan or Energy Monster, just scan the QR code with AlipayHK to pay. Northbound spending and travelling becomes as smooth as your everyday routine.
Dining
Open the AlipayHK App to search for mini apps of popular restaurants. Users can also scan the merchant’s QR code to order ahead or even order delivery. Popular drink brands in the Chinese mainland like Naisnow, Heytea, and Luckin Coffee all accept cashless payment via AlipayHK. Just scan and go—fast and convenient.
Transport
Book High-Speed Rail tickets, cross-border buses, or ride-hailing via the AlipayHK App. Commuters can also use the Cross-border Transportation Code for public transport in the Chinese mainland. One App gathers all transport needs, making travel in the Chinese mainland much easier.
Meituan App
When using “Group Buying” or delivery services, choose AlipayHK to pay in HKD.
Tax Refund
After shopping, enjoy departure tax refunds with payouts deposited quickly to your accounts within a few seconds.
More Services
Top-up mobile airtime, and pre-book flight, hotels, and attraction tickets in the app to plan your trip with ease.
Northbound Protection
YAS × AlipayHK offers free northbound spending protection! No payment or registration required. For every $1 spent during your trip in the Chinese mainland, enjoy 20 times the coverage amount, up to HK$100,000, safeguarding your safety throughout the journey. Protection takes effect automatically, and the claim process is straightforward. A specialist will proactively contact users within the golden 48 hours to provide thoughtful care at every step.
Chill Life: Scan to Grab Deals in the Chinese Mainland
As a one-stop e-payment platform, AlipayHK’s “Chill Life” section at the top of the home screen includes a “Chinese Mainland” zone alongside mobile payments. It brings together curated lifestyle services and deals across dining, entertainment, shopping, and travel. This ensures users are equally relaxed and comfortable when traveling in the Chinese mainland. Play, chill, and enjoy a smoother cross-border experience.
Cross-Border Spending in Japan: Pay in HKD Across Everyday Scenarios
When traveling to Japan, simply open the AlipayHK payment code, select “Overseas via Alipay+,” or scan the merchant’s QR code to make cashless payments in HKD. It works just like paying in Hong Kong, with no extra transaction fees. Link a Hong Kong bank account or credit card, or complete a one-time identity verification to pay with your balance.
AlipayHK is accepted at over one million merchants, including convenience stores, drugstores, department stores, and electronics retailers, including popular names like BicCamera, Mitsui Shopping Park, and Daikoku Drug. You can even pay for taxis with AlipayHK—no language worries, just scan and go.
Cross-Border Spending in South Korea: Pay in HKD with a Quick Scan
Simply open the AlipayHK payment code, select “Overseas via Alipay+,” or scan the merchant’s QR code to make a cashless payment in HKD with no transaction fees. Link a Hong Kong bank account or credit card, or complete a one-time identity verification to pay with the balance. No need to sign up for local e-wallets when traveling to South Korea.
AlipayHK is accepted at 120,000 outlets, including OLIVE YOUNG, Starbucks, ABC Mart, Shinsegae Department Store, The Hyundai Seoul, Lotte Duty Free, emart24, GS25, and CU convenience stores.
Hong Kong’s first e‑wallet to support EU tax refunds
AlipayHK’s EU tax refund service is now available at major international airports in Amsterdam, Milan, Munich, and Rome, enabling online refund processing at departure. The program will be rolled out across 46 European countries and connect with over 300,000 partner merchants. Eligible purchases can be refunded directly to HKD with zero handling fees, competitive FX, and fast processing.
Travel Zone: All-in-One Travel Deals and Information
AlipayHK’s ‘Travel Zone’ is regularly updated with promotions from popular merchants. Whether you’re purchasing travel essentials like flights and hotel or booking exciting activities, you can grab coupons for free or buy them at special prices. Bookmark the page to get the latest exclusive offers as soon as they drop!